US 11514517 — Patent Expiration

Scenario Gamification to Provide Improved Mortgage and Securitization

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Important: This calculator does not include patent term extension under 35 U.S.C. § 156, which may apply to certain drug, biologic, animal drug, and medical device patents.

Learn how PTE is calculated

US 11514517

Scenario Gamification To Provide Improved Mortgage And Securitization

Medium Confidence

Application No. 16678952

October 4, 2038

12y 69d remaining

Earliest effective filing

Apr 24, 2018

+ 20 years

Apr 24, 2038

PTA +163d

Oct 4, 2038

No TD

—

Final

Oct 4, 2038

This calculation includes Patent Term Adjustment (PTA) under 35 U.S.C. §154(b). Patent Term Extension (PTE) under 35 U.S.C. §156 (for FDA-regulated products) is not included.

Calculation Details

Base Term Calculation

Filing Date

November 8, 2019

Earliest Effective Filing

April 24, 2018

Issue Date

November 29, 2022

PTA

+163 days

Base Expiry (before PTA)

April 24, 2038

April 24, 2018 + 20 years = April 24, 2038 + 163 PTA days = October 4, 2038

Continuation-in-Part of application 15961809, filed Apr 24, 2018, issued as US 11232489

PRO

62903587 — Provisional — not used for base term

PRO

62815968 — Provisional — not used for base term

PRO

62758335 — Provisional — not used for base term

PRO

62489351 — Provisional — not used for base term

PRO

62489351 — Provisional — not used for base term

Terminal Disclaimer Analysis

TD Approved

1 approved, 1 filed

Who owns this patent?

Data sourced from public USPTO records. This tool provides informational estimates and should not be relied upon as legal advice. Always verify patent expiration dates independently, especially where patent term extension, terminal disclaimers, or unusual continuity issues may apply.